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rich@parkwayfinancialgrp.com

Parkway Financial Group

2629 Creighton Road Suite 3

Pensacola, FL 32504

Phone: 850-696-0133

Fax: 231-947-7307

Mon-Fri: 8:00 AM - 5:00 PM

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Parkway Financial Group

Office: 850-696-0133

Fax: 231-947-7307

4303A Spanish Trail

Pensacola, FL 32504

rich@parkwayfinancialgrp.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities offered through Concourse Financial Group Securities, Inc. (CFGS), Member FINRA/SIPC. Advisory services offered through Concourse Financial Group Advisors, a DBA for CFGS, a Registered Investment Advisor. Parkway Financial Services is Independent of Concourse Financial Group Securities, Inc.

Please be advised that presently Richard Ralston holds series 6, 63 and 65 licenses in AL, AZ, CA, CO, FL, GA, MI, NC, SC, TN, TX, VA, and WA. For residents of other states in which registration is not held, proper licenses and registrations must be obtained by representatives before proceeding further. No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Securities offered through Concourse Financial Group Securities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal.

Working with an advisor that is part of the SmartVestor network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a Dave Ramsey SmartVestor Pro (SVP) will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors that participate in this program pay a fee to belong to the program for client leads that are provided. Dave Ramsey and the Dave Ramsey SmartVestor program is not affiliated with Concourse Financial Group Securities, Inc., and is not sponsored or endorsed by Concourse Financial Group Securities, Inc.

For a copy of CFGS’s Form CRS please visit: https://www.concoursefinancial.com/investor-disclosures